Coverage Tips & Personal Stories to Help You Choose Wisely

I’m so glad you’re here. Whether you’re a business owner,

a gig worker, nearing retirement, or just trying

to make sense of your insurance options — this

space was built with you in mind.

I’m Elaine Bearl, an independent insurance agent

with USA Benefits Group — but more

than that, I’m a mom, a grandma, a hiker,

a coffee-lover, and someone who knows what it’s like to start from scratch.

This blog is where I share real stories,

helpful tips, and honest answers

about health, dental, vision,

and life insurance — the kind

of guidance I wish someone

had given me when I first started this journey.

So grab your coffee (or your dog, like I do most mornings),

scroll through a few posts, and if something speaks to you — don’t be a stranger.

I’d love to help you protect what matters and feel more confident about the road ahead.