Hi, I’m Elaine Bearl — independent insurance agent, coffee lover, grandma,

and your go-to for making health, dental, vision, and life insurance simple.

This is where I share real stories, practical tips, and honest answers to

help you protect what matters and feel confident about the road ahead.

Grab your coffee (or your dog) and explore — you’re in the right place.

And yes, I’m also Policy Polly on YouTube — insurance made clear, with a little personality.

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